A personal injury claim is a civil lawsuit filed against an individual or entity that provides a product or service that causes harm to the plaintiff. A personal injury claim seeks compensation to cover medical expenses, lost income, and pain and suffering.
There are four main categories of personal injury lawsuits:
- Personal injury – Motor vehicle accidents, slip and falls, and other injuries caused by accidents are among the leading reasons for personal injury lawsuits. If you or a loved one was injured in an accident, you might be entitled to financial compensation to help cover your medical bills, lost wages, and pain and suffering. While many people believe that only serious accidents result in lawsuits, the reality is that nearly any type of injury can give rise to a case, including minor cuts, bruises, and scrapes.
- Wrongful death – When a person dies because of another person’s negligence, such as an accident, assault, a fall, or medical malpractice, filing a wrongful death lawsuit may be the only recourse left to the victim’s family. Wrongful death lawsuits are categorized by where they fall about the cause of the death. In Australia, wrongful death lawsuits fall into one of four classifications.
- Product liability – Product liability covers injuries after consumer purchases a defective product, such as a car that catches fire or food containing toxic substances. Product liability lawsuits often involve large companies or manufacturers, such as Ford and General Motors, who release vehicles yearly that pose serious safety risks.
- Medical malpractice – Medical malpractice, or medical negligence, occurs when a healthcare professional or institution harms a patient through medical negligence, ranging from failure to perform a procedure to prescribing the wrong medicine to wrong-site surgery. These mistakes can happen anywhere, but a majority of them occur in a hospital setting. A medical record can miss a diagnosis, or a problem can arise because a doctor or nurse is rushed.
When you have been seriously injured in an accident, either because of someone else’s negligence or because of the faults of a defective product, you may need the assistance of a …